This site has been developed with the support of Wakefield Healthwatch citizen’s panel and partner organisations across Wakefield District. If you have any feedback on the site please email adultsocialcare@wakefield.gov.uk

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Money management and help with debt

Money management

If you require assistance with money management, there are a number of local and national agencies that can provide support and advice.

  • The Citizens Advice Bureau provides an online budgeting calculator
  • Wakefield District Housing operates the Cash Wise programme for social housing tenants. The programme looks at how you can make money go further, opening a bank account and claiming grants and benefits.
  • Money Helper is a free and impartial service set up by the Government. They offer advice around borrowing, budgeting, saving, investing, work, pensions, retirement, benefits, insurance, homes, mortgages and debt.
  • Wakefield Recovery College and Wakefield Discovery College  have lots of opportunities that will help you to recognise your own interests, skills and talents. They offer courses, workshops and resources for over 18s and 16-25 year olds respectively,  completely free of charge. If you go to their site you can see if there are currently any resources or courses relating to money advice and budgeting. 

The following organisations will provide help with managing and taking control of debt.

  • National Debtline is a free, confidential, debt advice service. They provide a freephone number that you can contact them at 0808 808 4000, online factsheets and an interactive online advice service My Money Steps.
  • Money Helper is a free impartial advice service that was set up by the Government.
  • Wakefield Council's website offers support as well as tips click to see more. 
  • Step Change Debt Charity provides free, confidential and impartial advice and practical solutions to debt problems.
  • Citizens Advice Bureau can provide free and independent advice about managing debt. You can contact them on 03444 111 444 to speak to an advisor.

The NHS Choices website provides information about managing the impact of financial stress.

Managing your money can be difficult. Making changes could mean that you have less money going out and more money coming in. 

We can support you with things like sticking to a budget, help with debts, paying your rent and Council Tax on time, claiming all the help you’re entitled to, and getting help in a crisis.

Wakefield Council has a number of resources to help if you are struggling to pay your bills  Money - Wakefield Council

This Cost of Living Guide may also be a useful resource to help you manage your money and access support in other areas such as for housing and household bills. 

Last updated: 5/2/2023